John R Holmes


John Holmes graduated from Trinity University in San Antonio with a BS in Political Science in 1987.  John began his career in insurance in March 1988, with American Income Life, moving to United American and Later with Insure One America before founding ACA Health Partners. As a native of Houston, John has seen and lived through all the changes and growth that our area and economy has experienced. Understanding the culture and climate of the area, having been a small business owner and financial professional, He understands the challenges presented to fellow business owners, as well as individuals, in meeting all their insurance needs and goals. He currently lives in Houston with his wife and 3 children, he is very involved in his community and church.


Cynthia Hernandez

Inside Sales Manager

Cynthia was born and raised in Houston Texas where she has lived her entire life. Prior to starting her insurance career, Cynthia worked in the real estate business for over 10 years. She began her insurance career in 2010 with ACA Health Experts and continues her career as a Personal Lines Customer Service Manager. She enjoys spending time with her 6 kids and 12 grandkids. Cynthia is very active in the community and is involved in Veteran Affairs charities in the Houston area.


Suzette Allen

Outside Sales Account Manager

Born and raised in Louisiana, Suzette moved to Houston to join ACA this year. She brings 23 years of experience in the Group Health Insurance Market.    She has worked in the role of independent broker, enrollment benefit counselor and account executive with Third Party Administrator managing self-funded plans and ancillary products. When not working, she enjoys football, racing, fishing and outdoor activities.